Save card (with system-generated token)

Request for the gateway to store card information against a token, where the system generates the token id.

Note: The behaviour of this call depends on two aspects of your token repository configuration: Token Generation Strategy (either Merchant-Supplied, Random or Preserve 6.4) and Token Management strategy (Unique Card or Unique Token). For more information, see How to Configure Tokenization. Your Token Generation Strategy and Token Management Strategy will be configured by your gateway provider for you.

If you are configured to use a Random or Preserve 6.4 token generation strategy, use this call to create the token. If you use a Merchant-Supplied generation strategy, do not use this call.

Typically, this call will return a new token. However, if you are configured to use a Unique Card Number repository and the supplied card number has been previously stored against an existing token, we will return that token.

POST https://uat.accpg.accertify.net/api/rest/version/14 / merchant / {merchantId} / token

Authentication

This operation requires authentication via one of the following methods:


  • Certificate authentication.
  • Basic HTTP authentication as described at w3.org. Provide 'merchant.<your gateway merchant ID>' in the userid portion and your API password in the password portion.

Request

URL Parameters

{merchantId} Alphanumeric + additional characters REQUIRED

The unique identifier issued to you by your payment provider.


This identifier can be up to 12 characters in length.


Data may consist of the characters 0-9, a-z, A-Z, '-', '_'

Min length: 1 Max length: 40

Fields

cardVerificationStrategy Enumeration OPTIONAL

The strategy that should be used to verify the card details on the request.

If not provided the verification strategy on the merchant profile will be used to verify the card details on the request.

Used to nominate which type of Card Verification to use when card details are stored in the token repository. This setting overrides the default settings in Merchant Manager.

Value must be a member of the following list. The values are case sensitive.

ACQUIRER

Verifies that the card is valid by performing an Authorize transaction for an nominal amount (e.g.$1.00)

BASIC

Verifies the card number is valid and that the card number falls within a valid BIN range

NONE

No verification of the card details are performed

correlationId String OPTIONAL

A transient identifier for the request, that can be used to match the response to the request.

The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.

Data can consist of any characters

Min length: 1 Max length: 100
externalTokenProvider OPTIONAL

Additional information about the external token repository you are configured with.

These fields are MANDATORY for MerchantLink merchants and must not contain sensitive data.

externalTokenProvider.customData String OPTIONAL

Provide the site code required to save card details against a token.

For example: '{"siteCode":"BNE"}'.

Data can consist of any characters

Min length: 1 Max length: 4000
sourceOfFunds REQUIRED

Information about the payment type selected by the payer for this payment and the source of the funds.

Depending on the payment type the source of the funds can be a debit or credit card, bank account, or account with a browser payment provider (such as PayPal).

For card payments the source of funds information may be represented by combining one or more of the following: explicitly provided card details, a session identifier which the gateway will use to look up the card details and/or a card token. Precedence rules will be applied in that explicitly provided card details will override session card details which will override card token details. Each of these may represent partial card details, however the combination must result in a full and complete set of card details. See Using Multiple Sources of Card Details for examples.

sourceOfFunds.provided OPTIONAL

Information about the source of funds when it is directly provided (as opposed to via a token or session).

For browser payments, the source of funds details are usually collected from the payer on the payment provider's website and provided to you when you retrieve the transaction details (for a successful transaction). However, for some payment types (such as giropay), you must collect the information from the payer and supply it here.

sourceOfFunds.provided.card OPTIONAL

Details as shown on the card.

sourceOfFunds.provided.card.expiry OPTIONAL

Expiry date, as shown on the card.

sourceOfFunds.provided.card.expiry.month Digits REQUIRED

Month, as shown on the card.

Months are numbered January=1, through to December=12.

Data is a number between 1 and 12 represented as a string.

sourceOfFunds.provided.card.expiry.year Digits REQUIRED

Year, as shown on the card.

The Common Era year is 2000 plus this value.

Data is a string that consists of the characters 0-9.

Min length: 2 Max length: 2
sourceOfFunds.provided.card.number Digits OPTIONAL

Credit card number as printed on the card.

Data is a string that consists of the characters 0-9.

Min length: 9 Max length: 19
sourceOfFunds.provided.card.securityCode Digits OPTIONAL

Card verification code, as printed on the back or front of the card.

Data is a string that consists of the characters 0-9.

Min length: 3 Max length: 4
sourceOfFunds.session ASCII Text OPTIONAL

Session carrying the card details to be used.

Data consists of ASCII characters

Min length: 31 Max length: 35
sourceOfFunds.token Alphanumeric OPTIONAL

Uniquely identifies a card and associated details.

Data may consist of the characters 0-9, a-z, A-Z

Min length: 1 Max length: 40
sourceOfFunds.type Enumeration REQUIRED

The payment method your payer has chosen for this payment.

Value must be a member of the following list. The values are case sensitive.

CARD

The customer selected to pay using a credit or debit card. The payer's card details must be provided.

transaction.currency Upper case alphabetic text OPTIONAL

The currency which should be used for acquirer card verification.

Not required for basic verification.

Data must consist of the characters A-Z

Min length: 3 Max length: 3

Response

Fields

correlationId String CONDITIONAL

A transient identifier for the request, that can be used to match the response to the request.

The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.

Data can consist of any characters

Min length: 1 Max length: 100
externalTokenProvider CONDITIONAL

Additional information about the external token repository you are configured with.

These fields are MANDATORY for MerchantLink merchants and must not contain sensitive data.

externalTokenProvider.customData String CONDITIONAL

Provide the site code required to save card details against a token.

For example: '{"siteCode":"BNE"}'.

Data can consist of any characters

Min length: 1 Max length: 4000
externalTokenProvider.responseCode String CONDITIONAL

The response code provided by the external token store if the operation fails

Data can consist of any characters

Min length: 1 Max length: 100
externalTokenProvider.responseMessage String CONDITIONAL

A more detailed message provided by the external token store if the operation fails

Data can consist of any characters

Min length: 1 Max length: 255
response.gatewayCode Enumeration CONDITIONAL

Summary of the success or otherwise of the Save operation.

Value must be a member of the following list. The values are case sensitive.

BASIC_VERIFICATION_SUCCESSFUL

The card number format was successfully verified and the card exists in a known range.

EXTERNAL_VERIFICATION_BLOCKED

The external verification was blocked due to risk rules.

EXTERNAL_VERIFICATION_DECLINED

The card details were sent for verification, but were was declined.

EXTERNAL_VERIFICATION_DECLINED_AUTHENTICATION_REQUIRED

The card details were sent for verification, but were declined as authentication required.

EXTERNAL_VERIFICATION_DECLINED_EXPIRED_CARD

The card details were sent for verification, but were declined as the card has expired.

EXTERNAL_VERIFICATION_DECLINED_INVALID_CSC

The card details were sent for verification, but were declined as the Card Security Code (CSC) was invalid.

EXTERNAL_VERIFICATION_PROCESSING_ERROR

There was an error processing the verification.

EXTERNAL_VERIFICATION_SUCCESSFUL

The card details were successfully verified.

NO_VERIFICATION_PERFORMED

The card details were not verified.

result Enumeration ALWAYS PROVIDED

A system-generated high level overall result of the Save operation.

Value must be a member of the following list. The values are case sensitive.

FAILURE

The operation was declined or rejected by the gateway, acquirer or issuer

PENDING

The operation is currently in progress or pending processing

SUCCESS

The operation was successfully processed

UNKNOWN

The result of the operation is unknown

sourceOfFunds CONDITIONAL

Details about the source of the funds for this payment.

sourceOfFunds.provided ALWAYS PROVIDED

The details of the source of funds when they are directly provided as opposed to via a token or session.

sourceOfFunds.provided.card CONDITIONAL

Details as shown on the card.

sourceOfFunds.provided.card.expiry CONDITIONAL

Expiry date, as shown on the card.

sourceOfFunds.provided.card.expiry.month Digits ALWAYS PROVIDED

Month, as shown on the card.

Months are numbered January=1, through to December=12.

Data is a number between 1 and 12 represented as a string.

sourceOfFunds.provided.card.expiry.year Digits ALWAYS PROVIDED

Year, as shown on the card.

The Common Era year is 2000 plus this value.

Data is a string that consists of the characters 0-9.

Min length: 2 Max length: 2
sourceOfFunds.provided.card.number Masked digits CONDITIONAL

The account number embossed onto the card.

The number will be masked according to your masking settings and how you authenticated your call to the API.

If you authenticated using certificate authentication, then your masking settings will be used. This allows you to return unmasked card numbers if you have chosen not to apply masking.

If you authenticated to the API by a means other than certificate authentication, then the card number will be returned with your masking settings or 6.4; whichever is more restrictive for example, 000000xxxxxx0000.

Data is a string that consists of the characters 0-9, plus 'x' for masking

Min length: 9 Max length: 19
sourceOfFunds.provided.card.scheme Enumeration CONDITIONAL

The card scheme e.g. AMEX, DISCOVER, DINERS_CLUB, JCB, MASTERCARD, UATP VISA.

Only card schemes which can be identified by distinct BIN ranges are included in this list. All other card schemes are included under "Other"

Value must be a member of the following list. The values are case sensitive.

AMEX

American Express

CHINA_UNIONPAY

China UnionPay

DINERS_CLUB

Diners Club

DISCOVER

Discover

JCB

JCB (Japan Credit Bureau)

MASTERCARD

MasterCard

OTHER

The scheme of the card used in the transaction could not be identified.

RUPAY

RuPay

UATP

UATP (Universal Air Travel Plan)

VISA

Visa

sourceOfFunds.type Enumeration CONDITIONAL

The payment method your payer has chosen for this payment.

Value must be a member of the following list. The values are case sensitive.

CARD

The customer selected to pay using a credit or debit card. The payer's card details must be provided.

token Alphanumeric CONDITIONAL

Uniquely identifies a card and associated details.

The format of this token id depends on the Tokenization Strategy configured for the merchant:

  • RANDOM_WITH_LUHN: Token is 16 digits long, starts with 9, and is in the format of 9nnnnnnnnnnnnnnC, where n represents any number, and C represents a check digit such that the token will conform to the Luhn algorithm.
  • PRESERVE_6_4: The first 6 and last 4 digits of the token are the same as the first 6 and last 4 digits of the provided card number, middle digits are randomized, the token id does NOT conform to Luhn algorithm.
  • MERCHANT_PROVIDED: The merchant must supply the token id in the Save request

Data may consist of the characters 0-9, a-z, A-Z

Min length: 1 Max length: 40

Errors

error

Information on possible error conditions that may occur while processing an operation using the API.

error.cause Enumeration

Broadly categorizes the cause of the error.

For example, errors may occur due to invalid requests or internal system failures.

Value must be a member of the following list. The values are case sensitive.

INVALID_REQUEST

The request was rejected because it did not conform to the API protocol.

REQUEST_REJECTED

The request was rejected due to security reasons such as firewall rules, expired certificate, etc.

SERVER_BUSY

The server did not have enough resources to process the request at the moment.

SERVER_FAILED

There was an internal system failure.

error.explanation String

Textual description of the error based on the cause.

This field is returned only if the cause is INVALID_REQUEST or SERVER_BUSY.

Data can consist of any characters

Min length: 1 Max length: 1000
error.field String

Indicates the name of the field that failed validation.

This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.

Data can consist of any characters

Min length: 1 Max length: 100
error.supportCode String

Indicates the code that helps the support team to quickly identify the exact cause of the error.

This field is returned only if the cause is SERVER_FAILED or REQUEST_REJECTED.

Data can consist of any characters

Min length: 1 Max length: 100
error.validationType Enumeration

Indicates the type of field validation error.

This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.

Value must be a member of the following list. The values are case sensitive.

INVALID

The request contained a field with a value that did not pass validation.

MISSING

The request was missing a mandatory field.

UNSUPPORTED

The request contained a field that is unsupported.

result Enumeration

A system-generated high level overall result of the operation.

Value must be a member of the following list. The values are case sensitive.

ERROR

The operation resulted in an error and hence cannot be processed.